BMW Car Insurance
Get average car insurance estimates for popular BMW models to help you compare which ones are cheaper to insure. For a more tailored estimate, use our handy car insurance calculator to see what you might expect to pay for BMW car insurance.
Please note that our estimates are for informational purposes only and that we do not offer car insurance.
BMW 1 Series
The BMW 1 Series is a stylish and compact hatchback that blends modern design with dynamic performance. Perfect for urban driving, it features cutting-edge technology, a premium interior, and a range of efficient engines, delivering the ultimate combination of practicality and BMW’s trademark driving pleasure.
BMW 1 Series car insurance premiums range between R2509 and R3455.
| Model | Premium Estimate |
|---|---|
| 118i | ± R2509 |
| 118i Sport Line | ± R2591 |
| 118i M Sport | ± R2638 |
| 118d | ± R2556 |
| 118d Sport Line | ± R2638 |
| 118d M Sport | ± R2685 |
| 128ti | ± R2866 |
| M135i xDrive | ± R3455 |
BMW 2 Series
The BMW 2 Series offers a sporty edge in a compact package. Available as a coupe, convertible, or Gran Coupé, it boasts powerful engines, sharp handling, and luxurious finishes, making it ideal for drivers who crave performance without sacrificing style or comfort.
BMW 2 Series car insurance premiums range between R3113 and R5499.
| Model | Premium Estimate |
|---|---|
| 220i Coupé M Sport | ± R3113 |
| 220d Coupé M Sport | ± R3282 |
| M240i xDrive Coupé | ± R4407 |
| M2 Coupé Auto | ± R5462 |
| M2 Coupé | ± R5499 |
| 218i Gran Coupé | ± R2599 |
| 218i Gran Coupé Sport Line | ± R2682 |
| 218i Gran Coupé M Sport | ± R2729 |
| 218d Gran Coupé | ± R2703 |
| 218d Gran Coupé Sport Line | ± R2786 |
| 218d Gran Coupé M Sport | ± R2833 |
| M235i xDrive Gran Coupé | ± R3562 |
BMW 3 Series
A hallmark of BMW’s lineup, the 3 Series is a sleek sedan renowned for its exceptional balance of performance, comfort, and innovation. With refined interiors, efficient engines, and sporty handling, it remains a top choice for discerning drivers worldwide.
BMW 3 Series car insurance premiums range between R3006 and R8046.
| Model | Premium Estimate |
|---|---|
| 318i | ± R3006 |
| 318i M Sport | ± R3187 |
| 320i | ± R3314 |
| 320i M Sport | ± R3495 |
| 320d | ± R3487 |
| 320d M Sport | ± R3668 |
| 330i M Sport | ± R3750 |
| M340i xDrive | ± R4949 |
| M3 Competition M xDrive | ± R7971 |
| M3 Competition Touring M xDrive | ± R8046 |
BMW 4 Series
The BMW 4 Series combines bold design with thrilling performance. Available as a coupe, convertible, or Gran Coupé, its striking aesthetics and dynamic handling make it a standout in the premium sports car segment, offering luxury and excitement in equal measure.
BMW 4 Series car insurance premiums range between R3621 and R11145.
| Model | Premium Estimate |
|---|---|
| 420i Coupé M Sport | ± R3621 |
| 420d Coupé M Sport | ± R3791 |
| 420i Convertible M Sport | ± R4024 |
| M440i xDrive Coupé | ± R5439 |
| M440i xDrive Convertible | ± R5826 |
| M4 Competition Coupé M xDrive | ± R8115 |
| M4 Competition Convertible M xDrive | ± R8307 |
| M4 CS | ± R11145 |
| 420i Gran Coupé M Sport | ± R3533 |
| 420d Gran Coupé M Sport | ± R3702 |
| M440i xDrive Gran Coupé | ± R5133 |
BMW 5 Series
The BMW 5 Series represents the perfect fusion of executive sophistication and sporty dynamics. With its spacious interior, advanced driver-assistance features, and powerful engine options, it caters to both business and leisure in style.
BMW 5 Series car insurance premiums range between R4529 and R9756.
| Model | Premium Estimate |
|---|---|
| 520d M Sport | ± R4529 |
| M5 | ± R9756 |
BMW 7 Series
The pinnacle of luxury, the BMW 7 Series redefines elegance and innovation. With plush interiors, cutting-edge technology, and exceptional performance, this flagship sedan delivers a premium experience for those who demand the very best.
BMW 7 Series car insurance premiums range between R8284 and R11206.
| Model | Premium Estimate |
|---|---|
| 740i Design Pure Excellence | ± R8284 |
| 740i M Sport | ± R8556 |
| 740d xDrive Design Pure Excellence | ± R8721 |
| 740d xDrive M Sport | ± R8993 |
| M760e xDrive | ± R11206 |
BMW 8 Series
The BMW 8 Series is a grand tourer designed for luxury and performance enthusiasts. Its bold design, high-performance engines, and meticulously crafted interiors make it an irresistible choice for drivers seeking exclusivity and exhilaration.
BMW 8 Series car insurance premiums range between R8361 and R12965.
| Model | Premium Estimate |
|---|---|
| M850i xDrive Coupé | ± R8361 |
| M850i xDrive Convertible | ± R8905 |
| M8 Competition Coupé | ± R12418 |
| M8 Competition Convertible | ± R12965 |
| M850i xDrive Gran Coupé | ± R8179 |
| M8 Competition Gran Coupé | ± R12240 |
BMW i4
The BMW i4 is an all-electric sedan that pairs sustainable mobility with exhilarating performance. Offering impressive range, rapid acceleration, and BMW’s signature driving dynamics, the i4 represents the future of luxury electric vehicles.
BMW i4 car insurance premiums range between R4690 and R6152.
| Model | Premium Estimate |
|---|---|
| i4 eDrive35 M Sport | ± R4690 |
| i4 M50 | ± R6152 |
BMW i5
The BMW i5 sets a new standard for electric sedans, combining cutting-edge technology with sustainable performance. Its spacious design, innovative features, and zero-emission powertrain make it a forward-thinking choice for modern drivers.
BMW i5 car insurance premiums range between R6682 and R7942.
| Model | Premium Estimate |
|---|---|
| i5 eDrive40 M Sport | ± R6682 |
| i5 M60 xDrive | ± R7942 |
BMW i7
As BMW’s electric flagship, the i7 is a luxurious sedan that blends sustainability with opulence. It features an all-electric drivetrain, state-of-the-art technology, and a plush interior, delivering a first-class experience in an eco-conscious package.
BMW i7 car insurance premiums range between R10644 and R10916.
| Model | Premium Estimate |
|---|---|
| i7 xDrive60 Design Pure Excellance | ± R10644 |
| i7 xDrive60 M Sport | ± R10916 |
BMW iX
The BMW iX is a bold electric SUV that redefines sustainable luxury. With its futuristic design, spacious interior, and advanced technology, it offers exceptional range and an unparalleled driving experience for eco-conscious adventurers.
BMW iX car insurance premiums range between R4370 and R10789.
| Model | Premium Estimate |
|---|---|
| iX xDrive40 | ± R6292 |
| iX xDrive50 | ± R8523 |
| iX M60 | ± R10789 |
| iX1 xDrive30 xLine | ± R4370 |
| iX1 xDrive30 M Sport | ± R4515 |
| iX3 M Sport | ± R4937 |
BMW X1
The BMW X1 is a compact SUV that combines versatility and agility. Perfect for city and countryside alike, it features a premium cabin, efficient engines, and advanced connectivity, making it a favorite among modern families.
BMW X1 car insurance premiums range between R2934 and R3953.
| Model | Premium Estimate |
|---|---|
| X1 sDrive18i xLine | ± R2934 |
| X1 sDrive18i M Sport | ± R3079 |
| X1 sDrive18d xLine | ± R3069 |
| X1 sDrive18d M Sport | ± R3214 |
| X1 xDrive30e xLine | ± R3808 |
| X1 xDrive30e M Sport | ± R3953 |
BMW X2
The BMW X2 is a sporty and stylish crossover with coupe-like design elements. Offering spirited performance, a premium interior, and compact versatility, it’s perfect for drivers who value individuality and agility.
BMW X2 car insurance premiums range between R3191 and R4439.
| Model | Premium Estimate |
|---|---|
| X2 sDrive18i M Sport | ± R3191 |
| X2 M35i | ± R4439 |
BMW X3
The BMW X3 is a mid-size SUV that balances practicality and performance. With spacious interiors, a refined driving experience, and the latest technology, it remains a top contender in the luxury SUV market.
BMW X3 car insurance premiums range between R3561 and R7725.
| Model | Premium Estimate |
|---|---|
| X3 sDrive18d | ± R3561 |
| X3 sDrive18d M Sport | ± R3706 |
| X3 sDrive20i | ± R3797 |
| X3 sDrive20i M Sport | ± R3942 |
| X3 xDrive20d | ± R3981 |
| X3 xDrive20d M Sport | ± R4126 |
| X3 xDrive30d | ± R4708 |
| X3 xDrive30d M Sport | ± R4853 |
| X3 M40i | ± R5476 |
| X3 M Competition | ± R7725 |
BMW X4
With its coupe-inspired design, the BMW X4 adds a sporty flair to the SUV segment. It combines dynamic performance, luxurious interiors, and advanced features, offering a unique blend of style and practicality.
BMW X4 car insurance premiums range between R4284 and R8069.
| Model | Premium Estimate |
|---|---|
| X4 xDrive20d | ± R4384 |
| X4 xDrive20d M Sport | ± R4529 |
| X4 M40i | ± R5869 |
| X4 M Competition | ± R8069 |
BMW X5
The BMW X5 is a premium SUV that delivers exceptional versatility, comfort, and performance. Known as the pioneer of luxury SUVs, it continues to impress with its spacious cabin, cutting-edge features, and commanding presence.
BMW X5 car insurance premiums range between R6414 and R11902.
| Model | Premium Estimate |
|---|---|
| X5 xDrive30d | ± R6414 |
| X5 xDrive30d M Sport | ± R6632 |
| X5 xDrive40i | ± R6562 |
| X5 xDrive40i M Sport | ± R6780 |
| X5 xDrive50e | ± R6818 |
| X5 xDrive50e M Sport | ± R6989 |
| X5 M60i | ± R7903 |
| X5 M Competition | ± R11902 |
BMW X6
The BMW X6 stands out with its bold coupe-SUV styling and robust performance. Combining luxury, sportiness, and innovation, it’s perfect for drivers who want to make a statement without compromising practicality.
BMW X6 car insurance premiums range between R6850 and R12120.
| Model | Premium Estimate |
|---|---|
| X6 xDrive30d M Sport | ± R6850 |
| X6 xDrive40i M Sport | ± R6998 |
| X6 M60i | ± R8121 |
| X6 M Competition | ± R12120 |
BMW X7
The BMW X7 is the ultimate luxury SUV, offering unparalleled comfort and advanced technology. With its spacious three-row seating, powerful engines, and premium craftsmanship, it caters to families who demand style and sophistication.
BMW X7 car insurance premiums range between R7505 and R8996.
| Model | Premium Estimate |
|---|---|
| X7 xDrive40d Design Pure Excellence | ± R7505 |
| X7 xDrive40d M Sport | ± R7777 |
| X7 M60i | ± R8996 |
BMW XM
The BMW XM is a high-performance SUV that represents the pinnacle of BMW’s M division. It offers bold styling, cutting-edge technology, and a plug-in hybrid powertrain, redefining what an SUV can deliver in terms of luxury and sportiness.
BMW XM car insurance premium is approximately R12331.
| Model | Premium Estimate |
|---|---|
| XM | ± R12331 |
BMW Z4
The BMW Z4 is a sleek roadster that combines open-top driving thrills with refined luxury. Its powerful engines, agile handling, and eye-catching design make it the ultimate choice for driving enthusiasts who crave freedom on the road.
BMW Z4 car insurance premiums range between R3605 and R4834.
| Model | Premium Estimate |
|---|---|
| Z4 sDrive20i M Sport | ± R3605 |
| Z4 M40i | ± R4834 |
Car Models
