Car Insurance Cape Town
Nestled between the iconic Table Mountain and the vast Atlantic Ocean, Cape Town is one of South Africa’s most celebrated cities. Known as the “Mother City,” it blends breathtaking natural beauty with vibrant urban energy. Cape Town is famous for its scenic attractions, such as the Cape Winelands, the V&A Waterfront, and pristine beaches like Clifton and Camps Bay. A cultural melting pot, it boasts a rich history showcased in landmarks like Robben Island. From adventurous hikes to bustling markets and world-class dining, Cape Town offers something for everyone, making it a top destination for locals and tourists alike.
Western Cape

Estimated Population
Top rated car insurance companies in Cape Town
# | Insurer | |
---|---|---|
1 | OUTsurance | ![]() |
2 | Budget Insurance | ![]() |
3 | Santam | ![]() |
4 | Absa | ![]() |
5 | Auto & General | ![]() |
6 | Dial Direct | ![]() |
7 | Discovery Insure | ![]() |
Car insurance risk factors for Cape Town
High Vehicle Theft Rates
Cape Town has a reputation for vehicle theft and hijacking hotspots, which can lead to higher car insurance premiums for residents.
Accident Risks Due to Traffic Congestion
The city’s heavy traffic, particularly during peak hours, increases the likelihood of road accidents and minor collisions.
Weather-Related Damage
Seasonal heavy rains and flooding in some areas of Cape Town can result in water damage to vehicles, influencing comprehensive insurance claims.
Car Models