Rolls-Royce Car Insurance
Get average car insurance estimates for popular Rolls-Royce models to help you compare which ones are cheaper to insure. For a more tailored estimate, use our handy car insurance calculator to see what you might expect to pay for Rolls-Royce car insurance.
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Rolls-Royce Cullinan
The Rolls-Royce Cullinan is the epitome of luxury in an SUV. With a commanding presence and a meticulously crafted interior, it combines off-road capability with Rolls-Royce’s signature refinement. The Cullinan offers an unrivaled driving experience, whether cruising through the city or exploring the great outdoors, all while enveloping passengers in supreme comfort.
Cullinan
- Price: POA
- Power: 420 kw
- Torque: 850 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess
Cullinan Black Badge
- Price: POA
- Power: 442 kw
- Torque: 900 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess

Rolls-Royce Ghost
The Rolls-Royce Ghost is a masterpiece of modern luxury. Renowned for its quiet power and elegance, it offers a flawless blend of cutting-edge technology and classic craftsmanship. With exquisite attention to detail, the Ghost provides an unparalleled driving experience, ensuring that every journey is as serene as it is spectacular.
Ghost
- Price: POA
- Power: 420 kw
- Torque: 850 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess
Ghost Extended
- Price: POA
- Power: 420 kw
- Torque: 850 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess

Rolls-Royce Phantom
The Rolls-Royce Phantom is the ultimate symbol of luxury. Known for its majestic presence and refined performance, it features the finest materials and state-of-the-art technology. Every Phantom is a bespoke creation, designed to offer an unrivaled experience of sophistication and comfort, making it the car of choice for the world’s most discerning individuals.
Phantom
- Price: POA
- Power: 420 kw
- Torque: 900 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess
Phantom Extended
- Price: POA
- Power: 420 kw
- Torque: 900 nm
- Drive: Turbocharged Petrol Engine
- Transmission: Automatic
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess

Rolls-Royce Spectre
The Rolls-Royce Spectre is the brand’s first all-electric vehicle, embodying luxury and innovation. Combining timeless Rolls-Royce elegance with sustainable performance, the Spectre delivers an exhilarating driving experience with zero emissions. With its advanced features and stunning design, it sets a new standard for electric luxury vehicles, pushing the boundaries of what’s possible.
Spectre
- Price: POA
- Power: 430 kw
- Torque: 900 nm
- Drive: Electric
- Transmission: Electric
- Top Speed: 250 km/h
Approximate car insurance premium based off a R5000 normal claim excess
Founded in 1904 by Charles Rolls and Henry Royce, Rolls-Royce quickly established itself as a symbol of engineering excellence and luxury. The brand’s first car, the Silver Ghost, was hailed as “the best car in the world,” a title that cemented its reputation for quality and sophistication. Over the decades, Rolls-Royce has consistently set new benchmarks in the automotive industry, producing vehicles that blend timeless elegance with cutting-edge technology. Despite its British roots, Rolls-Royce has become a global icon, representing the epitome of luxury for discerning customers worldwide, including an elite following in South Africa.
Today, Rolls-Royce offers an exclusive lineup of ultra-luxury vehicles, including the Phantom, Ghost, Wraith, Dawn, and the bold SUV, Cullinan. Each model is handcrafted with meticulous attention to detail, using the finest materials and personalized to meet the unique preferences of its owner. What sets Rolls-Royce apart is not just its unparalleled craftsmanship but also its commitment to innovation. The brand’s foray into electric vehicles, with the upcoming Spectre, demonstrates its forward-thinking approach while staying true to its legacy of refinement and performance.
Rolls-Royce cars are distinguished by their whisper-quiet cabins, smooth “magic carpet” ride, and bespoke customization options that allow buyers to create truly one-of-a-kind vehicles. From hand-stitched leather interiors to custom paint finishes, no detail is too small. In South Africa, Rolls-Royce represents more than just a car—it’s a statement of success, individuality, and an appreciation for the finer things in life. With its blend of heritage and modern luxury, Rolls-Royce continues to inspire awe and admiration in every corner of the globe.